When filing for bankruptcy, you can’t help but feel stressed and anxious. This is the most crucial part of your life and it seems like nothing is working. Well, with the help of a bankruptcy lawyer, the process can be less overwhelming. However, don’t just settle for just any other lawyer you come across. Here is a checklist that can help you settle for a good San Diego bankruptcy lawyer.
Cheap is not always cheap, at least in the long term. At times, cheap turns out to be even more expensive. Try getting a lawyer who is Affordable but offers all the bankruptcy process’ services. The flat fee should include:
- Consultation and analysis of the financial situation
- Bankruptcy petition preparation
- Petition review with the client
- Attendance at the creditors’ meetings commonly referred to as the 341 meeting
- Follow-ups with creditors
- Halting any post-filing collection efforts
- Reorganization plan preparation
- Presentation of the plan at the confirmation hearing
Ensure that all these services are clearly indicated in the bankruptcy representation agreement.
Technically speaking, any attorney is able to handle a bankruptcy. However, in practice, it is advisable to go for San Diego bankruptcy lawyers who have handled such cases before. However, avoid using the length of time the lawyer has been in practice to gauge the level of expertise. Try looking at the number of cases specifically on bankruptcy that the lawyer has filed.
However much a lawyer is qualified and offers the best rates for the services, if you are not comfortable with them, it is better to avoid them. Don’t overlook the interpersonal factors that govern your lawyer/client relationship. If you don’t feel good about your relationship with your attorney, just go elsewhere. After all, it’s all about you. In the end, you will be the one to be represented. If not done right, chances are that your bankruptcy application will not succeed.